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CLUSTER MANAGER -COLLECTIONS MICRO BANKING

8 months ago   Banking   Dhanbad   27 views Reference: 30644
Job Details
  • Responsible for Collection from Unsecured Loan Over dues
  • Responsible for Death case Insurance claim recovery Cases
  • Ensure Proper Planning and Allocation of Overdue for effective Recovery through execution
  • Ensure the recovery targets are met, as decided by the Collection Manager.
  • Manage the complete recovery & collection process as per the Collection Policy
  • Drive collection strategy for the area/ branches, Prepare action plan for the branches with high Over dues
  • Monitor receivables & collections and provide updates of receivables with appropriate details
  • Co-ordinate with Distribution team and backend collection team for effective Overdue collection
  • Co-ordinate with Vigilance for legal cases for collections
  • Drive preventive Collections in the Cluster
  • Train the Collection team on the updates on the Products and Policies and need to Nurture them

Conduct Collection Review periodically as specified time to time

Company Description
Ujjivan Small Finance Bank (USFB) Limited is among the leading small finance banks in the country. As a mass market bank, it remains committed to serve the unserved and underserved segments through financial and digital inclusion. We are now a one-stop destination for financial services and offer personalised customer experience to our wide customer base. With technology as a key enabler, Ujjivan Small Finance Bank continues to expand its reach and enhance customer experience. The strengthened digital interfaces, across regions and languages has empowered our customers to seek timely and easy access to finance; at all times. This has further enabled the Bank to deepen its customer connect across diverse locations. As a Responsible Bank we stay invested in creating a sustainable social impact through community development and financial literacy initiatives.
Ujjivan Financial Services Limited (UFSL) commenced operations as an NBFC in 2005, with the mission to provide a full range of financial services to the economically active poor who were not adequately served by financial institutions. On receipt of License from RBI, UFSL set up Ujjivan Small Finance Bank (USFB) and USFB commenced its Banking operations from February 1, 2017. We are a scheduled bank included in the Second Schedule to the Reserve Bank of India Act, 1934 and a listed Entity. Our IPO in 2019 was oversubscribed 170 times, and it was widely considered to be the best IPO in the last four years across the banking and financial services sector.
The Bank has a Pan-India presence, with over 58.2 lakh customers, 575+ banking touchpoints across 248 districts, 24 states and Union Territories - as of June 30, 2021. Our convenient alternative channels and digital footprint across internet banking, mobile application, tablet-based origination and phone banking among others, provide 24x7 access to full services of the Bank.